Alternative Loan Programs


Private alternative loans should be used as a last resort option to cover educational expenses.  Students must have their grant eligibility determined prior to a loan certification. Students who apply for alternative loans that require school certification, must meet the following steps and criteria listed below:

Step 1


Complete the Free Application for Federal Student Aid (FAFSA).


Step 2


Meet Satisfactory Academic Progress (SAP) standards and maintain at least six (6) units of coursework at all times.


Step 3


Turn in all required documents by the campus deadlines.  Missing documents are linked in an email sent to your MyECC email account.


Step 4


Receive a Financial Aid Award Letter.  You can check your MyECC.  Under the Web Advisor tab, click on Financial Aid, then Financial Aid award Letter.  Select the Financial Aid year you wish to review.


Step 5


The Financial Aid Office MUST receive your loan certification request no later than five (5) days before your last day of enrollment.